Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio60%
Stress Test Interest Rate3.5%

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Welcome to Urban Treasures!
Hello! Thank you for visiting
🍀 URBAN TREASURES🍀

We Are OPEN For Viewing From 19th June Via Appointment.

💥 CIRCUIT BREAKER SPECIAL 💥

😱 FREEHOLD STARTING FROM $17xx PSF
😱 FREEHOLD at LEASEHOLD PRICE!
😱 1BR 452sqft only at $803,200

😨 ONLY FOR 1ST 10 UNITS

‼️ HURRY HURRY HURRY ‼️

⏰ Valid till 30 June 2020⏰

🔥WHILE STOCKS LAST!🔥

🤑 1BR with $41,800 discount‼️
😍 2BR with $51,800 discount‼️
🥰 3BR with $61,800 discount‼️

1BR 452sf from $803,200
1BR+Store 517sf from $930,200

2BR 635sf from $1,129,200
2BR+Store 646sf from $1,156,200

3BR 883sf from $1,570,200
3BR+Utility 1012sf from $1,817,200


1 Bedroom 452sqft
#02-04 $803,200 ($1777psf)
#03-04 $808,200 ($1788psf)
#04-04 $813,200 ($1799psf)
#05-04 $833,200 ($1843psf)

1 Bedroom + Store 517sqft
#02-08 $930,200 ($1799psf)
#03-08 $935,200 ($1809psf)
#04-08 $940,200 ($1819psf)
#05-08 $960,200 ($1857psf)

2 Bedrooms 635sqft
#02-03 $1,129,200 ($1778psf)
#03-03 $1,135,200 ($1788psf)
#04-03 $1,141,200 ($1797psf)
#05-03 $1,167,200 ($1838psf)

2 Bedrooms + Store 646sqft
#02-11 $1,156,200 ($1790psf)
#03-11 $1,162,200 ($1799psf)
#04-11 $1,168,200 ($1808psf)
#05-11 $1,174,220 ($1818psf)

3 Bedrooms 883sqft
#02-12 $1,570,200 ($1778psf)
#03-12 $1,577,200 ($1786psf)
#04-12 $1,584,200 ($1794psf)
#05-12 $1,621,200 ($1836psf)

3 Bedrooms Premium 1,012sqft
#02-10 $1,817,200 ($1796psf)
#03-10 $1,824,200 ($1803psf)
#04-10 $1,831,200 ($1809psf)
#05-10 $1,868,200 ($1846psf)


*Prices stated above is subject to change without prior notice.

Physical Viewing is Strictly by Appointment Only to avoid overcrowding. Limited slots per day.

Zoom Virtual Viewing is available.
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