Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio60%
Stress Test Interest Rate3.5%

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Welcome to Urban Treasures!
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🍀 URBAN TREASURES🍀

🧧Happy New Year 2021🧧

😱 $8888 Ang Pow for First 8 Buyers
😱 5% ABSD Rebate!

1 Bedroom + Study
#01-08 - $977,000
#05-08 - $992,000
#08-08 - $1,007,000
#10-08 - $1,017,000
#12-08 - $1,027,000

#01-18 - $1,018,000
#05-18 - $1,033,000
#08-18 - $1,048,000
#10-18 - $1,058,000
#12-18 - $1,068,000

2 Bedroom
#02-03 - $1,181,000
#05-03 - $1,204,000
#08-03 - $1,222,000
#10-03 - $1,234,000

#01-06 - $1,241,414
#02-06 - $1,232,323
#05-06 - $1,250,505
#08-06 - $1,268,687
#10-06 - $1,280,808
#12-06 - $1,292,929

#01-09 - $1,250,000
#02-09 - $1,241,000
#05-09 - $1,279,000
#10-09 - $1,309,000
#12-09 - $1,321,000

#01-11 - $1,229,293
#02-11 - $1,220,202
#05-11 - $1,238,384
#08-11 - $1,256,566
#10-11 - $1,268,687
#12-11 - $1,280,808

#01-13 - $1,215,000
#02-13 - $1,206,000
#05-13 - $1,244,000
#08-13 - $1,262,000
#10-13 - $1,274,000
#12-13 - $1,286,000

#05-16 - $1,265,657
#08-16 - $1,283,838
#10-16 - $1,295,960
#12-16 - $1,308,081

#01-19 - $1,270,000
#02-19 - $1,261,000
#08-19 - $1,317,000
#10-19 - $1,329,000
#12-19 - $1,341,000

2 Bedroom Premium
#01-01 - $1,317,000
#02-01 - $1,308,000
#05-01 - $1,346,000
#08-01 - $1,364,000
#12-01 - $1,388,000

#01-20 - $1,356,000

3 Bedroom
#06-05 - $1,697,980
#08-05 - $1,712,121
#10-05 - $1,726,263
#12-05 - $1,740,404

#01-12 - $1,661,616
#02-12 - $1,648,485
#05-12 - $1,700,000
#08-12 - $1,721,212
#10-12 - $1,735,354
#12-12 - $1,749,495

#01-15 - $1,662,000
#02-15 - $1,649,000
#05-15 - $1,700,000
#09-15 - $1,728,000
#12-15 - $1,749,000

3 Bedroom Premium
#07-07 - $1,924,000
#08-07 - $1,931,000
#10-07 - $1,945,000
#12-07 - $1,959,000

#01-10 - $1,892,000
#02-10 - $1,879,000
#05-10 - $1,930,000
#08-10 - $1,951,000
#12-10 - $1,979,000

#01-17 - $1,932,000
#02-17 - $1,889,000
#05-17 - $1,940,000
#08-17 - $1,961,000
#10-17 - $1,975,000
#12-17 - $1,989,000

4 Bedrooms
#05-20 - $2,324,000
#08-20 - $2,404,000
#10-20 - $2,420,000
#12-20 - $2,436,000

Accurate as of 4/2/2021
*Prices stated above is subject to change without prior notice.

Physical Viewing is Strictly by Appointment Only to avoid overcrowding. Limited slots per day.

Zoom Virtual Viewing is available.
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